Who got Manitoba and Victoria? Any ideas?
Canada calls, 2018 edition
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It's about 120k Canadian (70k. net after taxes & fees) per 12 months. That is 50k. USD. net and given the housing prices that's like 20k. in Texas.
Ouch, http://www.cbc.ca/news/canada/british-columbia/vancouver-s-housing-2nd-least-affordable-in-world-1.2505524
"In addition to Vancouver, the three least affordable metropolitan markets in Canada were all in British Columbia: Victoria, Kelowna and the Fraser Valley."What does UVic pay and how much is housing there?
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You can buy a nice 4 bedroom for a large family at 2,500,000 $.
https://www.remax.ca/on/hamilton-real-estate/na-7-mayfair-place-na-crea_id18770120-lst/
That's cheap relative to Toronto.
How safe is the area around McMaster? Anti the FAs destroying things or was it another group?
https://www.econjobrumors.com/topic/mobs-destroying-stuff-in-hamilton-canada-near-mcmaster-universityMac is in a ghetto city. Lately they have let in a lot of Syrian refugees. Apparently, the government paid a lot of money to house them in good hotels. You can see groups of men lounging around at street corner smoking. Not a good place.
Hamilton is a fine, if unremarkable city. Functions in part as an outer suburb of Toronto, but has been around as a decent sized city for decades so it also has it's own commercial, industrial, and cultural stuff.
The location shouldn't be a deterrent to anyone. Not a massive selling point either, although if you love/have personal connections to Toronto, it is far enough to be affordable, close enough to enjoy Toronto, and independent enough that you can stay there and still do stuff. -
It's about 120k Canadian (70k. net after taxes & fees) per 12 months. That is 50k. USD. net and given the housing prices that's like 20k. in Texas.
Ouch, http://www.cbc.ca/news/canada/british-columbia/vancouver-s-housing-2nd-least-affordable-in-world-1.2505524
"In addition to Vancouver, the three least affordable metropolitan markets in Canada were all in British Columbia: Victoria, Kelowna and the Fraser Valley."What does UVic pay and how much is housing there?
Actually, it would be 85K net (of CPP, EI, and federal and provincial taxes plus faculty association dues) plus 12K in pension contribution. And personally, I would prefer Victoria over anywhere in Texas (save maybe Austin).
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Amazingly low taxes in Canada! The effective tax (and don't forget all the fees: union dues, life insurance, disability insurance, unemployment insurance, healthcare contribution & 10% in pension contribution from 12k. you cite, provincial, federal taxes etc.) just sum up to 29% on high bracket earner?
So taxes alone are around 10% on 120k? N.B.: 120k is 250% of the average salary in Victoria.
It's about 120k Canadian (70k. net after taxes & fees) per 12 months. That is 50k. USD. net and given the housing prices that's like 20k. in Texas.
Ouch, http://www.cbc.ca/news/canada/british-columbia/vancouver-s-housing-2nd-least-affordable-in-world-1.2505524
"In addition to Vancouver, the three least affordable metropolitan markets in Canada were all in British Columbia: Victoria, Kelowna and the Fraser Valley."What does UVic pay and how much is housing there?
Actually, it would be 85K net (of CPP, EI, and federal and provincial taxes plus faculty association dues) plus 12K in pension contribution. And personally, I would prefer Victoria over anywhere in Texas (save maybe Austin).
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The "Canadian salaries are so low" troll is over the top.
Firstly, the effective tax rate for an income of 120,000 in BC is about 26%. About 0.5% lower than the Federal + FICA in the US, so your after tax income (in nominal local currency) would range from slightly higher to quite a bit higher than your income in the US, depending on the state.
Secondly, the exchange rate isn't nearly as big a deal as portrayed, since everything you buy is in Canadian dollars, and prices do not fluctuate that much based on the exchange rate. If you look at the cost of living in Victoria in number of local dollars, it is equivalent to an expensive, but not exorbitant city in the US.
Thirdly, if you look at the rank of UVic, $120,000 is quite a good salary.
Fourthly, as the poster said, $120,000 is well over twice the average income in a fairly well off city. If you don't think you can make that work, there is something wrong with you.
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Actually, it would be 85K net (of CPP, EI, and federal and provincial taxes plus faculty association dues) plus 12K in pension contribution. And personally, I would prefer Victoria over anywhere in Texas (save maybe Austin).
Agreed, f**k the US in the A. I would choose Manitoba(!) over US states except maybe CA, WA, MA, NY.
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This is the thing you don't get. Unless you are a top candidate on the market you really don't get to choose much (even Manitoba). Stop worrying about all of this until you actually get a job. Your choice might end up being between UNBC and Louisiana Tech. Enjoy your degree and your career!
Actually, it would be 85K net (of CPP, EI, and federal and provincial taxes plus faculty association dues) plus 12K in pension contribution. And personally, I would prefer Victoria over anywhere in Texas (save maybe Austin).
Agreed, f**k the US in the A. I would choose Manitoba(!) over US states except maybe CA, WA, MA, NY.
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You all have no idea how expensive is Canada. Not only is your marginal tax high, you pay for disability, life, health, dental insurance and union dues coupled with EI, CPP, WSIB. Then there is pension deduction. Also, you do not get to deduct mortgage interest from taxes. This along with insanely high property prices an property taxes and everything being so expensive ( check out restaurants after minimum wage hike in Ontario). Did I forget 13% sales tax and the horrible weather.
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You could ask your chair to swap your pay with that of your sessionals. They don't have most of these deductions taken from their paycheque. Trust me it's a bargain.
You all have no idea how expensive is Canada. Not only is your marginal tax high, you pay for disability, life, health, dental insurance and union dues coupled with EI, CPP, WSIB. Then there is pension deduction. Also, you do not get to deduct mortgage interest from taxes. This along with insanely high property prices an property taxes and everything being so expensive ( check out restaurants after minimum wage hike in Ontario). Did I forget 13% sales tax and the horrible weather.
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You all have no idea how expensive is Canada. Not only is your marginal tax high, you pay for disability, life, health, dental insurance and union dues coupled with EI, CPP, WSIB. Then there is pension deduction. Also, you do not get to deduct mortgage interest from taxes. This along with insanely high property prices an property taxes and everything being so expensive ( check out restaurants after minimum wage hike in Ontario). Did I forget 13% sales tax and the horrible weather.
Quebec =/= Canada
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You could ask your chair to swap your pay with that of your sessionals. They don't have most of these deductions taken from their paycheque. Trust me it's a bargain.
You all have no idea how expensive is Canada. Not only is your marginal tax high, you pay for disability, life, health, dental insurance and union dues coupled with EI, CPP, WSIB. Then there is pension deduction. Also, you do not get to deduct mortgage interest from taxes. This along with insanely high property prices an property taxes and everything being so expensive ( check out restaurants after minimum wage hike in Ontario). Did I forget 13% sales tax and the horrible weather.
Agree. I know of a sessional who made way less after he was hired fulltime. The system here is a real joke. You will have to worj with Admin, some of which will drive better cars than you can ever afford.
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Amazingly low taxes in Canada! The effective tax (and don't forget all the fees: union dues, life insurance, disability insurance, unemployment insurance, healthcare contribution & 10% in pension contribution from 12k. you cite, provincial, federal taxes etc.) just sum up to 29% on high bracket earner?
So taxes alone are around 10% on 120k? N.B.: 120k is 250% of the average salary in Victoria.Yes. I referred to my T4 (what Americans would call a W2) for this year in writing this. Maybe it's different in other provinces, but here you would not pay for disability and life insurance (university paid), healthcare contribution is 0 (implicitly you pay it through federal and provincial income taxes), and there is a 10% contribution to a defined contribution pension with no match from the employer (again, university paid). I explicitly mentioned unemployment insurance (EI) and union dues previously.
Perhaps if you did your research based on something other than Fox News, you might have a fully informed view of the world.
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Still prefer Canada to Trumpland.
You all have no idea how expensive is Canada. Not only is your marginal tax high, you pay for disability, life, health, dental insurance and union dues coupled with EI, CPP, WSIB. Then there is pension deduction. Also, you do not get to deduct mortgage interest from taxes. This along with insanely high property prices an property taxes and everything being so expensive ( check out restaurants after minimum wage hike in Ontario). Did I forget 13% sales tax and the horrible weather.